Philippe Hardy and Rbc Free People Check 

( I'm Philippe Hardy)
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Manulife posts $300-million quarterly loss

www.theglobeandmail.com
[Globe and Mail] - RBC Dominion Securities analyst Andre-Philippe Hardy said in a note to clients that Manulife's capital levels are marginally better than he had anticipated, but the potential $1-billion hit in the coming quarter is much larger than he expected

Sun Life hammered by markets, low rates

www.theglobeandmail.com
[Globe and Mail] - U.S. long-term Treasury rates declined 56 to 58 basis points during this latest quarter, according to RBC analyst Andre-Philippe Hardy. The S&P/TSX fell by 6 per cent and the S&P 500 by 3 per cent. Sun Life warned that if current interest rates persist

Rock-bottom rates will take toll on insurers

www.theglobeandmail.com
[Globe and Mail] - U.S. long-term treasury rates declined 56 to 58 basis points during the quarter, according to RBC analyst Andre-Philippe Hardy. BMO Capital Markets analyst Tom MacKinnon suggests that the market pay close attention to equity market impacts as the
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