Anna Hayes Free People Check 

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Holiday shopping strategies: layaways help shoppers plan gift-buying budgets

www.10news.com
[KGTV San Diego] - "I don't like credit cards, I don't have credit cards - this is easy for me," said Kmart shopper Anna Hayes. But read the fine print of the plan. Most retailers charge a cancellation fee of $5 to $15 if you change your mind about your purchase. Also
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